The insurance industry faces a hidden crisis as experienced talent flees, leaving overworked junior staff to handle complex claims. This erosion of expertise threatens policyholder trust and could devastate families when disasters strike.
Behind the insurance industry's digital facade lies a crisis of aging systems, talent gaps, and cybersecurity risks. Legacy technology from the 1980s and 90s continues to power critical operations while creating hidden vulnerabilities and operational inefficiencies that threaten the entire...
Climate change is forcing the insurance industry to fundamentally rethink risk models, leading to skyrocketing premiums, coverage restrictions, and the emergence of 'non-renewal zones' across America.
Artificial intelligence is transforming insurance claims from weeks-long processes to near-instant settlements. Beyond speed, AI enables hyper-personalized risk assessment and sophisticated fraud detection while raising important ethical questions.
Parametric insurance is revolutionizing disaster recovery with automatic payouts based on measurable triggers rather than damage assessments. From hurricanes to supply chain disruptions, this approach provides immediate liquidity when traditional insurance processes would still be investigating claims.